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How do i delete a payment method on xoom - none:.Deleting payment methods
Your Xoom Account will be accessible using your PayPal credentials. We may, in our sole discretion, refuse Transactions funded from certain Payment Instruments and you understand that it is not guaranteed that any or all of the Payment Instruments you have stored in your PayPal account will be available for use when using Xoom to complete your Transaction. Xoom will provide your Transaction history on the transaction history page.
Please check the statement for each Payment Instrument you used to pay for a Transaction to see when it was debited to that Payment Instrument. Not Available to Certain Users. The Service may not be available in whole or in part in different countries and jurisdictions as determined by local laws and regulations or if we reasonably determine that providing the Service in a particular country or jurisdiction presents an unacceptable level of risk to us, our users or our systems.
Not Available for Certain Transactions. We may, at any time and in our sole discretion, refuse any Transaction. This may include Transactions from certain Senders, for certain Beneficiaries or to certain Recipients or Service Companies, including without limitation, entities and individuals that are included on the Specially Designated Nationals list, Non-cooperative Countries and Territories list, United Nations Security Council Sanctions List, and such other lists as may be issued from time to time by government agencies.
We may also, at any time and in our sole discretion, limit the amount to be transferred on a per Transaction basis or an aggregated basis without prior notice. Any such limits may be imposed on individual Xoom accounts or on related Xoom accounts or households. We may reject or limit Transactions based on violations of this User Agreement, local laws and regulations or if we reasonably determine processing a Transaction presents an unacceptable level of risk to us, our users or our systems.
Transaction Fees. For each Transaction that you submit, you agree to pay Xoom's transaction fee the "Transaction Fee" , if applicable, plus the Transaction Amount. Any Transaction Fee will be disclosed to you prior to you authorizing a Transaction. For Send Money transactions, you can also directly go to the Fee Calculator current Transaction Fees and foreign exchange rates. For each Reload Transaction that you submit, you agree to pay the applicable Third-Party Service Company fees disclosed to you prior to you authorizing a Transaction.
Foreign Currency Exchange Rate. We and our Service Providers defined below usually make money when you pay for a Transaction in one currency and the Transaction is paid out in another currency.
We usually make money based on the difference between the exchange rate at which we buy foreign currency and the exchange rate provided to you. If a foreign currency exchange rate applies, it will be disclosed to you prior to you authorizing a Transaction.
Reloads are priced by the Third-Party Service Provider in the foreign currency of the Carrier defined below. We will display a local currency price for those Reloads based on an exchange rate that Xoom determines. We and the Third-Party Service provider make money based on the difference between the local currency price we quote to you and the foreign currency price the Third-Party Service Provider pays for foreign Reloads.
Before you authorize the purchase of a foreign Reload from the Third-Party Service Provider, we will disclose to you the Reload Price in local currency, the Reload amount in foreign currency as applicable , and the exchange rate Xoom applies to calculate the Reload price.
Local Taxes. There may be Local Taxes in certain receive countries. Local Taxes will be disclosed to you prior to you authorizing a Transaction, to the extent required by law. Other Charges.
We are not responsible for any fees or charges that may be imposed by the financial institutions associated with your Payment Instruments.
For example without limitation , your credit card issuer may charge you a cash advance fee and interest if you use a credit card as a Payment Instrument. We are not responsible for any such fees, nor are we responsible for non-sufficient funds charges, chargeback fees, or other similar charges that might be imposed on you by your bank, credit or debit card issuer, or other provider in connection with your use of the Service.
If you submit a Transaction that results in us being charged non-sufficient fund fees, chargeback fees, or other similar fees, you agree to reimburse us for all such fees. Payment is due at the time your Transaction is submitted for processing although we may choose not to debit your Payment Instrument immediately. In order for us to collect payment from you and complete your Transaction, you authorize us to access, charge, electronically transfer, or debit funds from any of the payment instruments you provide us in connection with your use of the Service each, a "Payment Instrument" including, for example, your credit card, debit card, bank account or PayPal balance.
Not all Payment Instruments are available to all customers at all times. We may, in our sole discretion, refuse Transactions funded from certain Payment Instruments. You will not be able to cancel the electronic transfer once PayPal initiates the transfer from your account which may be after the Payout Amount has been received by your Recipient or Third-Party Service Company.
You authorize us to re-try debiting your Payment Instrument or a different Payment Instrument one or more times if your payment fails or is insufficient. For example, if there are insufficient funds in your bank account at the time you submit your Transaction, we may try to debit your bank account or charge your credit card if you provide it as a different Payment Instrument at a later time. You confirm that you are the lawful owner of your Payment Instrument s. You understand that not all Transactions are eligible for POWR, and that POWR is subject to many factors, including without limitation Destination, funding source, Transfer Amount, Transaction history and approval by our proprietary verification system.
You agree we may verify your Payment Instrument in connection with a Transaction. For example, you agree we may from time to time debit your bank account for less than the amount of the transfer i.
Service Providers. We attempt to provide up-to-date information on our websites regarding the location, availability, and hours of our Service Providers. However, you should directly confirm hours of operation and location with the Service Provider. Recipients may be required to prove their identity before receiving funds by presenting authentic, valid, and current identification document s from a list of acceptable forms of identification.
You give us permission to contact your Recipient or the Third-Party Service Company and store all such data, as necessary to provide the Service. Transfers to Accounts. If the account is not denominated in the same currency as the Transaction, your Transaction may be cancelled.
We reserve the right at any time, and from time to time, to modify or discontinue the Service or any part thereof with or without notice. Delays or Cancellations. Business hours, systems availability and currency availability of our Service Providers may also cause delays. Nevertheless, you may be entitled to a refund in certain circumstances, as described below.
Commercial Transactions. You agree that you will only use the Service to Send Money to people or purchase Reloads for Beneficiaries for personal reasons. You acknowledge that Xoom is not liable for your use of the Service for commercial purposes, including all risks associated with the purchase of goods or payment for services of any kind, such as but not limited to losses you suffer for undelivered or defective goods and services you pay for using the Service.
The Payout Amount for a Reload is the amount of prepaid wireless services credit being purchased in the currency of the Carrier defined below , excluding Local Taxes. The Third-Party Service Company may be a reseller of prepaid wireless services, rather than the Carrier itself. The Carrier Agreement applies to all services for which the Reload may be used by the Beneficiary. Terms and conditions vary by Carrier, Destination and the terms of the Carrier Agreement but may include fees and taxes charged on a Reload, the expiration of the Reload and the quality and quantity of airtime, data and other services for which the Reload may be used.
You should ask your Beneficiary to contact the Carrier directly with questions or problems on how the Reload can be used for services provided by the Carrier. Limitations on Frequency of Transfers.
For security reasons, there may be limits on the number of Transactions you can execute using your Xoom Account. Prohibited Transactions. You may not use the Service in violation of this User Agreement or applicable laws, rules or regulations. It is a violation of this User Agreement to use the Service for any of the following activities without limitation : sexually-oriented materials or services; gambling activities; fraud; money-laundering; funding terrorist organizations; purchase or sale of tobacco, firearms, prescription drugs, or other controlled substances; or sending money to a Recipient or paying for a Reload for a Beneficiary that has violated the User Agreement.
If you use the Service in connection with illegal conduct, we reserve the right to report you to the appropriate law enforcement agency or agencies. We may, in our sole discretion, cancel any Transaction and close any Xoom Account that we suspect is being utilized for any purpose prohibited by this User Agreement.
You acknowledge that PayPal is not liable for your use of the Service in violation of this User Agreement. You may not request, submit or receive a Transaction i on behalf of any other person, or ii on behalf of a charitable organization without PayPal's express consent.
We may, at any time and in our sole discretion, close multiple Xoom Accounts held by an individual, persons related to the individual or persons living in the same household as the individual.
Restricted Activities. Suspension or Termination of Service. Subject to applicable law, we, in our sole discretion, reserve the right to suspend or terminate this User Agreement, access to or use of our websites, software, systems including any networks and servers used to provide any of the Xoom services operated by us or on our behalf, or some or all of the Xoom services for any reason and at any time with or without notice to you and, upon termination of this User Agreement, cancel any or all of your Transactions and refund the applicable Transaction Amounts to you.
You agree and consent to receive electronically all Communications that we provide. Hardware and Software Requirements. In order to access and retain Communications, you must have: i an Internet browser that is JavaScript enabled, and supports bit encryption and the acceptance of first party cookies, ii an e-mail account and the capability to read e-mail from Xoom, iii a device and Internet connection capable of supporting the foregoing and iv sufficient storage space to save past Communications or an installed printer to print them.
We will notify you if there are any material changes to the hardware or software needed to receive electronic Communications from us. By giving your consent you are confirming that you have access to the necessary equipment and are able to receive, open, and print or download a copy of any Communications for your records.
You should print or save a copy of these Communications for your records as they may not be accessible online at a later date. How to Withdraw Your Consent. Because we communicate electronically, you must provide your consent to receive Communications electronically in order to establish a Xoom Account and receive our services. You may withdraw your consent to receive all Communications electronically by clicking here for Customer Service.
If you fail to provide, or if you withdraw, your consent to receive Communications electronically, we will decline to establish a Xoom Account for you, or we will terminate, suspend or decline to provide the Service, unless you are entitled by applicable law to receive non-electronic Communications. Requesting Paper Copies of Electronic Communications. If, after you consent to receive Communications electronically, you would like a paper copy of a Communication we previously sent you, you may request a copy within days of the date we provided the Communication to you by contacting us as described above.
We will send your paper copy to you by U. In order for us to send you paper copies, you must have a current street address on file as your address in your Xoom Account profile. Updating Your Contact Information. It is your responsibility to keep your primary email address up to date so that we can communicate with you electronically. You understand and agree that if we send you an electronic Communication but you do not receive it because your primary email address on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic Communications, we will be deemed to have provided the Communication to you.
Please note that if you use a spam filter that blocks or re-routes emails from senders not listed in your email address book or for other reasons, you must add us to your email address book so that you will be able to receive the Communications we send to you.
We will disclose information to third parties about your Xoom Account, your Payment Instruments or your Transactions: Where it is necessary for completing Transactions, or In order to comply with government agency or court orders, or If you give us your consent, or As otherwise described in our Privacy Statement. Please let us know if you have any problems with the Service. If a holiday falls on a Saturday, PayPal observes the holiday on the prior Friday. If the holiday falls on a Sunday, PayPal observes the holiday on the following Monday.
Customer Updates. You must promptly update us with any change in your e-mail address and telephone number by updating your profile on our websites. If we do not have correct contact information, we may not be able to notify you with important information or changes in your Transaction status. Our licenses to operate our business can be found by clicking here. Entire Agreement. The User Agreement constitutes the entire agreement between you and PayPal relating to the Service and governs your use of the Service, superseding any prior agreements between you and PayPal or any other party in connection with the Service.
Changes to Country of Residence. If your country of residence changes, you may be required to enter into a new User Agreement. The User Agreement you accepted for your prior country of residence will not apply to Transactions made from the new country of residence.
No Waiver. If any provision of the User Agreement is found by an arbitrator or court of competent jurisdiction to be invalid, the parties nevertheless agree that the arbitrator or court should endeavor to give appropriately valid effect to the intention of the User Agreement as reflected in the provision, and the other provisions of the User Agreement shall remain in full force and effect.
We may modify this User Agreement from time to time without notice to you, except as may be required by law. You can review the most current version of the User Agreement at any time by reviewing our websites. Do not the Service if you do not agree with the current terms of this User Agreement.
If you use the Service after the effective date of an amendment or modification, you shall be deemed to have accepted that amendment or modification. You agree that you shall not modify this User Agreement and acknowledge that any attempts by you to modify this User Agreement shall be void. Language and Translations.
Please see the applicable country specific Parts of this User Agreement to see what languages we will provide this User Agreement and Privacy Policy to you in. Software available in connection with the Service and the transmission of applicable data, if any, may be subject to export controls in your country of residence.
Downloading or using the Software is at your sole risk. Recognizing the global nature of the Internet, you agree to comply with all local rules and laws regarding your use of the Service, including as it concerns online conduct and acceptable content.
Apple-enabled Software Applications. PayPal offers Software applications that are intended to be operated in connection with products made commercially available by Apple Inc. With respect to Software that is made available for your use in connection with an Apple-branded product such Software, "Apple-Enabled Software" , in addition to the other terms and conditions set forth in this User Agreement, the following terms and conditions apply: PayPal and you acknowledge that this User Agreement is concluded between PayPal and you only, and not with Apple, and that as between PayPal and Apple, PayPal, not Apple, is solely responsible for the Apple-Enabled Software and the content thereof.
You may not use the Apple-Enabled Software in any manner that is in violation of or inconsistent with the Usage Rules set forth for Apple-Enabled Software in, or otherwise be in conflict with, the App Store Terms of Service. Apple has no obligation whatsoever to provide any maintenance or support services with respect to the Apple-Enabled Software. Apple is not responsible for any product warranties, whether express or implied by law. In the event of any failure of the Apple-Enabled Software to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the Apple-Enabled Software to you, if any; and, to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Apple-Enabled Software, or any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any warranty, which will be PayPal's sole responsibility, to the extent it cannot be disclaimed under applicable law.
In the event of any third party claim that the Apple-Enabled Software or the end-user's possession and use of that Apple-Enabled Software infringes that third party's intellectual property rights, as between PayPal and Apple, PayPal, not Apple, will be solely responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim.
You confirm that i you are not located in a country that is subject to a U. Government embargo, or that has been designated by the U. Government as a "terrorist supporting" country; and ii you are not listed on any U. Government list of prohibited or restricted parties. If you have any questions, complaints or claims with respect to the Apple-Enabled Software, please contact us using the Contact Information below.
PayPal and you acknowledge and agree that Apple, and Apple's subsidiaries, are third party beneficiaries of this User Agreement with respect to the Apple-Enabled Software, and that, upon your acceptance of the terms and conditions of this User Agreement, Apple will have the right and will be deemed to have accepted the right to enforce this User Agreement against you with respect to the Apple-Enabled Software as a third party beneficiary thereof.
Contact information Questions, notifications, and requests for refunds or further information can be sent to us using the Customer Service contact information here. When you do, please tell us: Your name and address or telephone number; The error or problem with the transfer, and why you believe it is an error or problem; The name of the person receiving the funds, and if you know it, his or her telephone number or address; The amount of the transfer; and The Transaction number.
When you do, please tell us: Your name and address or telephone number; The error or problem with the transfer, and why you believe it is an error or problem; The name of the person receiving the funds, and if you know it, his or her telephone number or address; and The amount of the transfer; and The Transaction number.
The CSSF is the authority responsible for the prudential supervision of companies in the financial sector in Luxembourg. You will get a monthly statement of your Xoom account activity. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information; Tell us the dollar amount of the suspected error; and Tell us either: Your name, email address associated with your account or telephone number; or Each of the following: The Transaction number for the Debit Transaction we provide a Transaction number on receipts, in statements and in your Transaction history within your account ; and The Recipient's name, and if known, the telephone number or address of the Recipient.
The following applies if you think any Debit Transaction was not authorized by you, or if you think any error has occurred with respect to the Debit Transaction where the Destination is the United States: We will determine whether an error occurred within 10 Business Days after we hear from you and will correct any error promptly.
If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your account within 10 Business Days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation.
If we ask you to put your complaint or question in writing and we do not receive it within 10 Business Days, we may not credit your account. We will determine whether an error occurred within 10 Business Days after we hear from you and will correct any error promptly.
You may ask for copies of the documents that we used in our investigation. The following applies if you think an error has occurred with respect to any Debit Transaction where the Destination is not the United States, other than an unauthorized Debit Transaction error: We will determine whether an error occurred within 90 days after you contact us and we will correct any error promptly. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information; Tell us the dollar amount of the suspected error; and Tell us either: Your name, email address associated with your account or telephone number; or Each of the following: The Transaction number for the Non-U.
Credit Card Transaction we provide a Transaction number on receipts, in statements and in your Transaction history within your account ; The Recipient's name, and if known, the telephone number or address of the Recipient. We will not be liable, for instance: If, through no fault of ours, you do not have enough money in the account associated with your Debit Instrument to complete the Transaction.
If the Transaction would cause your designated Debit Instrument go over any applicable credit limit on any overdraft line associated with the Debit Instrument. If the system was not working properly when you instructed us to complete the Transaction and you knew about the breakdown when you started the Transaction.
If circumstances beyond our control such as fire or flood prevent the Transaction, despite reasonable precautions that we have taken. There may be other exceptions stated in our User Agreement with you. Residents of certain jurisdictions in the United States may also consider the following in the event of a problem: Alaska.
Fax: 2. If you have complaints with respect to any aspect of the money transmission activities conducted by PayPal at www. Entities other than FDIC-insured financial institutions that conduct money transmission activities in Colorado, including the sale of money orders, transfer of funds, and other instruments for the payment of money or credit are required to be licensed by the Colorado Division of Banking pursuant to the Money Transmitters Act, Title 12, Article 52, Colorado Revised Statutes.
If you have complaints or other concerns with respect to any aspect of the money transmission activities conducted with PayPal, including Xoom, you may contact the Illinois Department of Financial and Professional Regulation toll free at Massachusetts License Number - FT If you are a resident of Massachusetts and you have an unresolved complaint, you may contact the Consumer Assistance Section of the Massachusetts Division of Banks at ext.
You may contact us by email at reportfraud xoom. All requests will expire one year from the date of request, unless requested for longer, or until you terminate the request in writing at reportfraud xoom. Please see Minn. PayPal at N. This section applies to Texas residents only. If you have a complaint, first contact Xoom Customer Service at If you are a Texas resident and you still have an unresolved complaint regarding PayPal's money transmission activity, including Xoom, please direct your complaint to: Texas Department of Banking; North Lamar Boulevard, Austin, TX ; toll free ; www.
Notwithstanding the foregoing, residents of certain jurisdictions in the United States should read the following: California. The following applies only to Transactions that are submitted by Senders in California. New Hampshire. The following applies only to Transactions that are submitted by Senders in New Hampshire: Senders are entitled to a refund of the Transaction Amount and Transaction Fee if their Transaction is not paid out according to the information they provide about their Recipient, unless the Transaction is in violation of applicable law or this User Agreement.
In the case of any such refund, the Transaction will also be cancelled. The following applies only to Transactions that are submitted by Senders in the State of Washington: You, the customer, are entitled to a refund of all moneys received for transmittal within ten days of receipt of a written request for refund unless any of the following occurs: The monies have been transmitted and delivered to the recipient prior to receipt of the written request for a refund; Instructions have been given committing an equivalent amount of money to the person designated by the customer prior to receipt of a written request for a refund; PayPal or its authorized delegate has reason to believe that a crime has occurred, is occurring, or may potentially occur as a result of transmitting the money as requested by the customer or refunding the money as requested by the customer; or PayPal is otherwise barred by law from making a refund.
Notwithstanding the foregoing: California residents: the above does not apply to claims under Section of the California Financial Code arising from Transactions originating in California. Among other things it: Affects your rights and will impact how claims you and we have against each other are resolved. Includes a Prohibition of Class and Representative Actions and Non-Individualized Relief pursuant to which you agree to waive your right to participate in a class action lawsuit against us.
If you are a new Xoom user, the opt-out notice must be postmarked no later than 30 days after the date you accept this User Agreement. If you are a current Xoom user and previously accepted the User Agreement, the opt-out notice must be postmarked no later than 30 days after the effective date of this Agreement to Arbitrate.
Xoom Agreement to Arbitrate Our Agreement You and PayPal each agree that any and all disputes or claims that have arisen or may arise out of or relating to the Xoom services or your Xoom account including without limitation federal and state statutory claims, common law claims, and those based in contract, tort, fraud, misrepresentation or any other legal theory, shall be resolved exclusively through final and binding arbitration, rather than in court, except that you may assert claims in small claims court, if your claims qualify and so long as the matter remains in such court and advances only on an individual non-class, non-representative basis.
This Agreement to Arbitrate is intended to be broadly interpreted. The Federal Arbitration Act governs the interpretation and enforcement of this Agreement to Arbitrate. Prohibition of Class and Representative Actions and Non-Individualized Relief You and PayPal agree that each of us may bring claims against the other only on an individual basis and not as a plaintiff or class member in any purported class or representative action or proceeding.
Any relief awarded cannot affect other PayPal or Xoom customers. Arbitration Procedures Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator or arbitrators instead of a judge or jury, and court review of an arbitration award is very limited.
However, the arbitrator s can award the same damages and relief on an individual basis that a court can award to an individual. The arbitrator s also must follow the terms of this user agreement as a court would. All issues are for the arbitrator s to decide, except that issues relating to arbitrability, the scope or enforceability of this Agreement to Arbitrate, or the interpretation of the Prohibition of Class and Representative Actions and Non-Individualized Relief section above, shall be for a court of competent jurisdiction to decide.
The AAA's rules are available at www. A party who intends to seek arbitration must first send the other party, by certified mail, a completed Xoom Notice of Dispute. You should send this notice to: PayPal, Inc. PayPal will send any notice to you to the address we have on file associated with your Xoom account; it is your responsibility to keep your address up to date. All information called for in the notice must be provided including a description of the nature and basis of the claims the party is asserting and the relief sought.
If you and PayPal are unable to resolve the claims described in the Xoom notice within 30 days after the notice is sent, you or PayPal may initiate arbitration proceedings. A form for initiating arbitration proceedings is available on the AAA's website at www. The parties agree that the arbitration shall be held in the county in which you reside or at another mutually agreed location.
Any settlement offer made by you or PayPal shall not be disclosed to the arbitrator s. The arbitrator s will decide the substance of all claims in accordance with applicable law, including recognized principles of equity, and will honor all claims of privilege recognized by law. The award of the arbitrator s shall be final and binding, and judgment on the award rendered by the arbitrator s may be entered in any court having jurisdiction thereof.
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